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Steps to Take After an Accident

Minor fender bender or totally totaled, accidents big and small can be scary, and it can be very difficult to remember what to do if you have one. It may help to compile a list of documents and steps you want to take so that when the adrenaline is rushing, you can still stay safe.

First, take care of yourself and others. Check for injuries and call for help when it’s needed. If it is safe and the accident was minor, move vehicles and people to a safe place. If you are unsure if someone is stable enough to move, don’t. Call 911 and let the professionals do their thing!

Second, use hazard lights and cones if you have them to mark the accident and give other drivers warning. Once you are in a safe place, if you haven’t already, call authorities to report the accident. Wait in a safe place, if possible, for authorities to arrive.

Third, while you wait and if it is safe to do so, collect as much information about the collision as possible. Take photos of the cars involved and the license plates, and speak with the other driver to exchange information such as the driver's name, address, phone number, insurance company, policy number, driver's license number, and license plate number. One important thing is to never admit fault to the other driver or authorities – it will make things more difficult later.

Lastly, you should notify your insurance provider. Most carriers have a dedicated claims line listed on your ID card. If yours doesn’t, a quick web search or call to customer service can get you pointed in the right direction!

Accidents can be scary enough without wondering if you’re covered. Need insurance? Call or click today for your free, no obligation quote. We look forward to serving you!


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